Saga​
INTELLIGENCE PROPOSITION
Persona​
INTELLIGENCE THAT CARES
X50​
INTELLIGENCE THAT AMAZES
X70​
INTELLIGENCE THAT INSPIRES
S70​
INTELLIGENCE THAT EVOLVES
X90​
INTELLIGENCE THAT EMPOWERS
e.Mas 7​
ELECTRIFYING EXPERIENCE
Fresh Graduate Scheme
EXPLORE
Convetional HP Scheme
EXPLORE
1st Job, 1st Car, 1st Taste of Freedom
Graduation freshies and first time buyer!!
this are the promotion for you. Do not miss out to drive home brand new Proton car with low financing interest rate and low installment.
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Low installment
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Eligible from age 18 - 30 years old
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Only require letter of employment
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Do not wait.
Financing Terms
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Margin at 90% financing , minimum loan amount applies.
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​Tenure - 9 years
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Conventional Hire Purchase Scheme
Proton Commerce offers a seamless and reliable financing solution for new Proton car buyers. Designed to provide convenience and flexibility, this loan package features:-
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Competitive Fixed Interest Rate
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Flexible Payment Terms
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Fast Processing and Approval​
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Fixed and Competitive Rate
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Margin of Finance up to 90%
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Eligible for Individuals age 18 years old and above / Sole Proprietorships / Partnerships / Private Limited / Public Limited Companies
Each application is supported by a dedicated auto loan consultant, providing end-to-end assistance for hassle-free-experience - from the initial application to car delivery.​​
Financing Terms
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Margin up to 90% financing
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Tenure - 9 years
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Frequently Ask Question
What is Hire purchase (HP) Loan Eligibility?
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Individual customer with minimum age of 18 years old.
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Sole proprietorship.
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Partnerships
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Associations, Cooperatives Private Limited and Public Listed companies.
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What are the documents required when applying for HP Loan?
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For an individual application, the followings are required:
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MyKad / Valid Temporary IC / Armed Forces ID / Police ID Valid driving license Latest income tax returns (J form or EA) Latest 3/6 months salary slips / payment vouchers Last 3/6 months bank statements Saving / ASB / ASN / Tabung Haji – For Sole proprietorship / Partnership, the followings are required:
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Copy of NRIC of sole proprietor / partner(s) who sign the HP documents Copy of guarantor(s) NRIC, if guarantor(s) is / are required Copy of Business Registration (A form) Copy of latest Business Registration Renewal (D form) Last 6 months bank statements Saving / ASB / ASN / Tabung Haji
For Private / Public Companies, the followings are required:
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Copy of NRIC of directors who sign the HP documents Copy of guarantor(s) NRIC Copy of Certificate of Incorporation (form 9) Copy of Memorandum &
Articles (duly certified by Company Secretary) Copy of Form 13 for change of the company
(if applicable) Copy of Form 24,44 and 49 (duly certified by Company Secretary) Board of Directors’
Resolution for Acceptance “to be submitted prior to disbursement Last 6 months bank statements.”
For Associations / Cooperatives, the followings are required:
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Copy of NRIC of office bearers who sign the HP documents Copy of guarantor(s) NRIC Copy of Certificate of Registration Copy of Certificate of Rules &
Regulations Empowerment to the office bearers or appointed committee to borrow and incorporating the authorized office bearers to execute all HP documents Last
6 months bank statements Saving / ASB / ASN / Tabung Haji
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Do I have to provide guarantor?
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It will depend on your credit assessment by the financier.